Coverage for cruisers
Built for the way you cruise.
Missed ports. Itinerary changes. A medical issue at sea. Cruises carry risks a generic policy can miss. We match you to a plan made for them.
- ✓ Missed connections & missed ports
- ✓ Emergency medical & evacuation at sea
- ✓ Trip cancellation & interruption
- ✓ Delayed or lost baggage
Why cruisers need a different plan
Care at sea is costly
Onboard treatment and evacuation from a ship can run into the tens of thousands. Strong medical and evacuation limits matter most here.
Itineraries change
Weather and mechanical delays can reroute or skip ports. The right plan helps when the cruise line changes the plan for you.
One missed flight cascades
Miss embarkation and you can miss the whole sailing. Missed‑connection cover is built for exactly that.
The cruise line offered me insurance. Isn't that enough?
Usually not, and it's worth two minutes to understand why. The protection plan sold at checkout by the cruise line mostly protects your fare, often as a future cruise credit rather than cash. Medical limits tend to be low, and the plan typically ends where the cruise line's responsibility ends.
A third‑party plan from a carrier like Travelex, Faye, or USI works differently. It can cover your whole trip: the flights you booked separately, the hotel night before embarkation, the shore excursions, and real emergency medical and evacuation limits if something happens at sea or in port. Cash reimbursement, not a credit toward your next sailing.
One catch worth knowing: the cruise line's plan is convenient, and convenience is exactly what it's selling. Take the two minutes to compare what each actually pays before you click the box.